‘I won't pay his student loans’: Mother demands daughter cosign for her brother's student loans, daughter locks her credit as a response

Rule number one in adult life – Never risk your credit for someone else. This rule, along with many other rules regarding credit and financial responsibility, is something that every kid should be taught at school. But since very few schools actually teach their students important life lessons, we are here to make up for it by sharing stories that will help anyone learn how to navigate adult life.

Going back to the credit point, it is crucial that people will understand that they should not risk their own security and happiness for the benefit of others, even when it comes to close family members, like the brother and sister in this Reddit story. The brother, is an 18-year-old college student who needs people to cosign on his student loans. The sister, is a 24-year-old undergrad who has her own student loans to pay. When their mother requests for the sister to cosign for her brother's student loans, the sister knows it could lead to a lot of future financial problems, so she refuses the request and goes as far as locking her credit to keep her mother from accessing it on her own.

Scroll down to read the full story, with an update at the very end. After that, click here for a collection of random memes to enjoy on your break.