26-year-old reports father for fraud after seeing her credit score drop significantly, she finds out he put her in $7,000 in debt: “I want to believe it’s just a mix-up, but it’s too suspicious”

I remember the first time I got my credit card. I wanted to build my credit score for my future. I remember feeling like it was such a silly system; why on earth would I use a card that's a bank handout, instead of just using the money I actually have through debit? It's like the banks and businesses are asking to be at risk for debt. Regardless of my opinion on credit cards, they exist and they're absolutely crucial for anyone's future. If you want to buy a house, a car, sign a lease, or anything else, you need good credit.

The amount of people in debt is astronomical. They never teach you in high school about finances or doing your taxes. Maybe it's something that should be taught from an early age, and maybe less people would be in debt. If you're someone who struggles financially, or you feel you've been swindled, the story below might be of interest to you.

The protagonist is a 26-year-old woman who has had a credit card since she was 18. She made it a point to keep track of her credit to build a good reputation for her future. All of her hard work has been marred by her father, and you'll find out why by reading below.

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AITAH for reporting my dad for fraud because the bank “mistakenly” made me the owner of his $7000+ debt credit card?

via Bigc Studio / Canva

This image is for illustration only, and the subjects are models; the image does not depict the actual subjects of the story.
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This is a truly heartbreaking story. It's so evil and immature for these parents to exploit their daughter's finances this way, and also to spoil her future. How is she supposed to come back from this? Your debt and credit follow you everywhere. She'd have to change her name if she wants it to go away.
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via DAPA Images / Canva

This image is for illustration only, and the subjects are models; the image does not depict the actual subjects of the story.
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She seems like a really smart woman, and it's such a shame that her parents have stripped her of the opportunity to build good credit. This is really the type of thing that can tear a family apart forever. How are her parents supposed to forgive her for filing a report, and how is she supposed to rebuild trust after they broke it?
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