Stepmom refuses to fully pay her 20-year-old stepdaughter's $3400 medical bill for swallowing an AirPod: 'She claims that she swallowed her AirPod in her sleep and has no memory of it'

When do you stop being responsible for your adult children's medical problems? The US government says that once you turn 26, you can no longer use your parent's health insurance, but not everyone stays on it for that long. I've had my own insurance since I was 22, and some people get forced off of their family's plan the second they turn 18. College age is an ambiguous time for personal financial responsibility. There are 18-year-olds who are working and paying for literally every expense that they have and just making it by. In the same college town, there are 22-year-olds whose whole lives are financed by their parents, who spend hundreds of dollars at bars every weekend. Neither of these circumstances are inherently good or bad, but families need to decide how much financial responsibility they will take on for their college students who are technically adults, but not really.

The stepmom in this story wants her 20-year-old stepdaughter to take at least some personal responsibility for her stupid actions. She swallowed an AirPod (you read that right) during her Spring Break trip and racked up a $3400 medical bill. While she doesn't insist that she pay for the whole thing, she thinks she should at least pay for part of it.
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AITA for requesting my step-daughter pay 1/3 of her ER visit because she swallowed an Airpod?

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