29-year-old woman cuts off jobless fiancé's access to her bank account after he buys a Tesla with her money, claiming it's a business investment: ‘I fell for it completely’

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  • man and woman sitting inside car, title: "I'd been working doubles while he drove around in a Tesla with another woman"
  • AITA for cutting off my fiancé's access to my bank account after finding out his Tesla came with a girlfriend?

    My fiance of four years. just threatened to sue me for the $47,000 he claims | "stole" from him after I cut off his access to my bank account when I found out his Tesla came with a girlfriend.
  • I'm 29. He's 32. We met right after I finished nursing school and he was working as a barista at this coffee shop near the hospital.
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  • He had this whole thing about how he was "stuck" in a job that didn't fulfill him creatively, how he had all these business ideas but never had the support or resources to pursue them.
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  • He said his parents told him to just get a real job and stop dreaming. I fell for it completely.
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  • I thought I was being supportive. Six months into dating, I picked up extra shifts. Then I started working doubles three or four times a week.
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  • I'm a nurse in the ICU so the pay is decent, but those hours destroy you.
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  • I'd come home at 2am and he'd be on the couch with his laptop, "researching business opportunities." I'd fall into bed and wake up to go do it again.
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  • He told me he needed about $800 a month for "business expenses" while he figured out his path.
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  • Networking events, online courses, software subscriptions, meetings with potential partners. I said okay. I trusted him.
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  • I thought we were building something together. This went on for three years. Three years of me working 60-70 hour weeks while he "explored options." He tried day trading for four months.
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  • Then cryptocurrency. Then he was going to start a consulting business. Then it was going to be a podcast about entrepreneurship.
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  • Nothing ever launched. But the expenses kept coming. "Babe, I need new equipment for content creation." "There's this seminar that could really help me network." "I have to upgrade my software to the professional version." I paid for everything.
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  • Rent, groceries, utilities, his car insurance, his gym membership, his phone bill. Plus the $800 a month in business expenses that somehow kept creeping up to $1200, then $1500.
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  • My friends started asking questions around year two. My sister told me I was being used.
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  • I defended him every time. I said they didn't understand what it was like to have a partner with ambition, someone who wasn't willing to settle for mediocrity.
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  • God, I was so stupid. Four months ago, he told me he was finally ready to launch something real.
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  • He needed a bigger investment though. $15,000 for LLC formation, website development, initial inventory for a product he wanted to sell.
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  • He showed me spreadsheets. Projected profits. A whole business plan. I had been saving for our wedding.
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  • We'd been engaged for a year and I had about $22,000 put away. I gave him the $15.000.
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  • Two weeks later, he drove home in a Tesla Model 3. I was standing in the driveway when he pulled up, and my first thought was that it was beautiful.
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  • My second thought was how the hell did he afford it. He got out grinning, and I asked him what was happening
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  • "I got a great lease deal," he said. "Don't worry, it's only $900 a month." I asked him how he was planning to pay $900 a month when he didn't have income.
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  • He looked annoyed. "That's why I need to get the business off the ground. This is an investment in my image.
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  • People take you seriously when you drive something like this." I asked where the LLC was.
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  • Where the website was. Where the inventory was. He said I was being unsupportive and it took time to build something real.
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  • We fought for two hours. I didn't speak to him for three days. But then he apologized and said he'd show me the business plan was real, and I wanted to believe him so badly that I just let it go.
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  • Last week, I was scrolling Instagram during a break at work and saw a car photo account | follow had posted a Tesla.
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  • Beautiful shot, mountain background, sunset. I almost scrolled past it but something made me zoom in on the reflection in the paint.
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  • It was his Tesla. Same custom plate he'd gotten. Same small dent on the front bumper from when he hit a parking barrier the first week.
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  • My hands started shaking. I went to the account and scrolled back. There were six more photos of the same car over the past three months.
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  • Different locations, different times of day. And in four of them, if you looked carefully at the windows or the paint reflection, you could see a woman in the passenger seat.
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  • Long dark hair. Young, maybe mid- twenties. In one photo her face was partially visible and she was laughing.
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  • I left work early. I told them I was sick, which wasn't even a lie because I thought I was going to throw up in the parking lot.
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  • I went home and he was there on the couch, on his laptop as always. I asked him who she was.
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  • He looked confused. I showed him the photos. I watched his face change. "That's just Emma," he said.
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  • "She's been helping me with the business. I told you about her." He had never mentioned anyone named Emma.
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  • I asked how long this had been going on. "Nothing's going on," he said. "Jesus, you're being paranoid
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  • She's a business consultant I met at one of those networking events. She's been advising me." I asked why a business consultant was posing for photos in his Tesla that he bought with my money.
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  • young stylish man talking on the phone by electric car at daytime
  • He said they weren't posing, someone just happened to photograph the car. I asked why he was driving her around in the first place.
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  • He said they were going to meetings. "What meetings?" | asked. "What business? Show me something.
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  • Show me anything real you've built in three years." He got angry then. Told me I was being controlling and that this was exactly why he couldn't succeed, because I was constantly questioning him and putting pressure on him instead of just trusting the process.
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  • I logged into our joint bank account on my phone right there. I showed him the spreadsheet I'd been keeping.
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  • Every deposit I'd made, every expense of his I'd covered, every dollar of "business investment" I'd given him.
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  • $47,000 over three years, not counting the wedding money. "I want to see the LLC paperwork," I said.
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  • "I want to see the website. I want to see receipts for the $15,000 in business expenses from four months ago.
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  • Right now." He said he didn't have to prove anything to me. I removed him from my bank account while standing there.
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  • Changed my passwords. Cancelled the credit card I'd given him for emergencies. He started yelling. Said I was ruining everything, that he was so close to making it work.
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  • I asked again who Emma was. "Fine," he said. "We've been seeing each other. She actually believes in me." I asked how long.
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  • "Eight months." Eight months. I'd been working doubles for eight months while he drove around in a Tesla with another woman.
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  • I told him to get out. He said it was his apartment too. I said his name wasn't on the lease and he hadn't paid rent in three years so he could leave or I'd call the police.
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  • He called me a bitch. Said I was just bitter because I was stuck in a dead-end job and couldn't handle him having ambition.
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  • Said Emma understood him in ways I never did. Then he grabbed his laptop and some clothes and left.
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  • That was five days ago. Yesterday I got a text from a number I didn't recognize.
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  • It was Emma. "He told me you kicked him out over nothing. He's staying with me now but he doesn't have access to any money because you froze him out.
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  • He needs his business funds returned." I didn't respond. An hour later, she sent another message.
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  • "He says you owe him $47,000 for emotional damages and financial abuse. He's going to take you to court if you don't give it back." I blocked the number.
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  • This morning my future mother-in-law called. She'd talked to her son. She said I was being cruel and vindictive, that I should be ashamed of myself for abandoning him when he needed support the most.
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  • She said Emma was a lovely girl who actually appreciated him. I hung up on her.
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  • My sister came over tonight with wine. She didn't say "I told you so" but I know she wanted to.
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  • We looked up Emma on social media. She's 24. Works at a yoga studio. Her Instagram is full of photos of her and my ex, going back seven months.
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  • Beach trips. Fancy restaurants. A weekend in Vegas. All paid for with my money while I was pulling double shifts.
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  • My sister asked what I was going to do. I said I didn't know. She said I should go after him legally for the money.
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  • I said I just wanted him gone and to move on with my life. But now I keep thinking about the Tesla.
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  • About him threatening to sue me. About his mother saying I'm cruel. About three years of 70-hour weeks while he sat on the couch and planned his future with someone else.
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  • My coworkers say I should let it go. That it's not worth the energy. But I gave him three years and $47,000 and he spent it on another woman.
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  • Was I wrong to cut him off like that? Should I have handled it differently?
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