Aunt takes in 20-year-old niece after her parents raise her rent fees, leaving parents furious at aunt after discovering she also demands rent: ‘I'm teaching her financial literacy’

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  • Troubled Woman with past Due Bill
  • AITA for getting my niece to move in with me, then charging her rent

    A few months ago my niece, Charlotte (20) called me saying she was kicked out after an argument with her mom.
  • She was saying that she was already paying $500 per month and they were asking her to pay another $300, while not charging her siblings anything.
  • I called her parents to get their side of the story. My brother immediately said to send her back because his wife didn't mean it when she told Charlotte to get out.
  • After a while he did confirm what Charlotte said about having to pay but tried to justify it by saying she could afford it because she was working and that their car insurance went up because she was in a car accident (so minor that there was no damage to her car and you had to zoom in to see the scratch on the other car), ignoring the fact that all of their kids had been in accidents, including one of them totaling their car and causing significant damage to 2 others and then being given a new
  • I told Charlotte that she was welcome to live with me and the girls so we went back to her parents house, packed her stuff, got her important documents, returned her car, and took her back to my house.
  • I got her a bank account that's only in her name, loaned her money to buy a new-ish car, and helped her enroll in community college.
  • She's studying early childhood education, teaches a mommy and me class once a week, and she babysits 2- 4 days a week.
  • Before she agreed to move in, I told her she was going to help contribute but nothing like her parents.
  • She pays me $250 per month in rent. This goes into an account that's only will be saved and invested for her.
  • She has access to the account. She also pays $100 per month for groceries. She gets $50 per month from the school for groceries, so she really only pays $50.
  • I split her car insurance with her, which on her new plan comes out to $170 per month, her share is $85.
  • I loaned her $4,500 for her car, so she's paying me $150 per month to pay that off.
  • Gas is around $80 per month, but she gets another $50 per month from school so for now it's $30.
  • Then we talked about how much she makes from her class and babysitting, how many hours per month she needs to work to cover her expenses, and how much she should work so she can have spending money and money put aside in case she has a bad month.
  • Charlotte still speaks to her siblings and was talking about living with me, paying for herself, and learning how to budget.
  • Now her parents are furious that I convinced her to move out over paying rent when I'm having her do the same thing.
  • AITA for having her pay rent and other expenses?
  • lady taking notes during relocation
  • sow3rdoe NTA, unless Im missing something I think you're teaching her some really valuable financial literacy. It seems like her parents have a problem with favoritism and you should let them know that
  • OP Aitaniecerent I've tried. they either refuse to see it or refuse to admit it.
  • ImpossibleAd7376 NTA your niece is lucky to have you in her life
  • OP Aitaniecerent thank you.
  • cruelsummerswiftie I'd say NTA because it sounds like you're doing this all with her interests in mind and saving for her while also making sure the extra person in the house doesn't make too significant of a financial dent on your part, whereas her parents seemed to just be doing it to get the money from her and cover her siblings' mistakes. Charlottes lucky to have you
  • OP Aitaniecerent it's less about making sure she doesn't cause financial strain and more about teaching her to budget, pay bills, etc. Its like adulting with training wheels.
  • jmgolden33 INFO: Did you explain to your brother in the same level of detail as you've done here? I could imagine if they just heard that you're charging rent with no additional context, it might seem like you're trying to undermine them... But if they understand all that and still just want to profit, that's different.
  • OP Aitaniecerent I tried. They still think it's the same thing and that I'm using her for extra income and free babysitting since I'm a single mom.
  • slap-a-frap NTAI crunched the numbers and with everything that you've listed, she is paying a whopping $65 dollars more living with you than at home and learning to become a responsible adult. That wasn't happening at her parents place when the parent want to charge her more for rent, just because she has it. That's a sign that mom and dad aren't responsible adults when it comes to money. Good on you and keep it up.
  • OP Aitaniecerent I also didn't include gas towards her expenses when she was living with her parents since she didn't give that money directly to them (she doesn't with me either) and I don't know how much she was paying
  • inscrutablejane INFO: were her parents doing the same thing and putting the money aside for her, or were they just using her to subsidize the children they obviously preferred?
  • OP Aitaniecerent The $500 was for car insurance, groceries, and care for the family dog. She was not shown any statements or receipts. The additional $300 was supposed to be for savings in an account that she wouldn't have access to.
  • Boo-Bo097 NTA, OP but I'd suggest putting the rent money in a high yield savings account rather than a regular savings account, better interest rate.
  • OP Aitaniecerent I have it in a brokerage account since I'm investing it for her.
  • Good_Might_6240 How old are her other siblings???? Boys I assume.
  • OP Aitaniecerent 23, 22, and 18. 2 girls 1 boy.
  • x3Lola23 Yeah you interfered with her relationship with her parents without knowing the full story
  • OP Aitaniecerent that's why I called her dad to get their side of the story

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