'Credit scores are a scam': Driver pays off car, gripes about drop in credit score

You've got to spend money to make money, or so they say. The hidden addendum to this popular phrase is that it's usually other peoples' money that you're spending in the process. One of the craziest things about being a responsible adult is that you're generally considered more trustworthy financially when you have some (well-managed) debt. 

It shouldn't make sense, and often it doesn't seem to. This was certainly the case for one person's credit score that went viral on Twitter recently. They complained that after paying off their vehicle, their credit score had dropped from 'Exceptional', to 'Very Good'. It comes as no surprise that many people had a few choice things to say about this system where being debt-free is seen as something to be suspicious of, as opposed to celebrated. Good credit score or not, I guess fewer people can make the investment of a mortgage these days anyway.

Author image for Ally Perry Ally Perry
Advertisement

Stay entertained and up to date by following us on Facebook and Instagram!

Tags

credit twitter credit score credit card Twitter Thread car scams debt loan money
Scroll Down For The Next Article

Also From Memebase

38 Memes That Truly Ate

38 Memes That Truly Ate

Trending Now

25-year-old son refuses to take in half-siblings so they would not be sent to foster care, despite family's claims he is the only one who should step up: ‘It made them angry with me’

25-year-old son refuses to take in half-siblings so they would not be sent to foster care, despite family's claims he is the only one who should step up: ‘It made them angry with me’

01
New parents secretly change their 4-month-old's name after the husband's sister-in-law steals their original name choice and gives it to her 7-month-old: ‘First, middle, and last name’

New parents secretly change their 4-month-old's name after the husband's sister-in-law steals their original name choice and gives it to her 7-month-old: ‘First, middle, and last name’

02
25+ of the Funniest Parenting Tweets of the Week (June 26, 2025)

25+ of the Funniest Parenting Tweets of the Week (June 26, 2025)

03
‘He can’t find anyone willing to hire him. My parents pay to support him’: Mid-30s brother moves back in with parents as they relocate 15-hours closer to their daughter pushing the young mother to keep her kids away and ban visits to their new home

‘He can’t find anyone willing to hire him. My parents pay to support him’: Mid-30s brother moves back in with parents as they relocate 15-hours closer to their daughter pushing the young mother to keep her kids away and ban visits to their new home

04
Grandparents show up to 14-year-old granddaughter's birthday party 2 hours late, get angry that they started the party without them: 'I even called them the night before the party and reminded them that we would start at the given time.'

Grandparents show up to 14-year-old granddaughter's birthday party 2 hours late, get angry that they started the party without them: 'I even called them the night before the party and reminded them that we would start at the given time.'

05
40-year-old allows 35-year-old sister to pay her mortgage and avoid foreclosure, refuses to attend youngest sibling's baby shower at her house 6 months later: 'She couldn't imagine being in Sally's home after what she did to her'

40-year-old allows 35-year-old sister to pay her mortgage and avoid foreclosure, refuses to attend youngest sibling's baby shower at her house 6 months later: 'She couldn't imagine being in Sally's home after what she did to her'

06
Advertisement