Frugal Girl Refuses to Loan Her Bestie Cash After Getting Insulted for Saving Money, Frivolous Friend Freaks Out

Author image for Jesse Kessenheimer
Jesse Kessenheimer • Writer and Editor
Oct 4, 2024 5:00 PM EDT

This girl's best friend learned a harsh lesson about money, insulting her friend for being financially responsible and then quickly getting denied for a 'friend loan' as a result. Suddenly this 'penny-pinching' isn't so silly now, is it? 

It's not easy being the most frugal person in your friend group. You constantly turn down invitations for extra drinks at the bar, you question your part of every split check, and you're constantly put in situations where you're uncomfortable spending so much. Frugality is not glamorous, but when you need that extra cushion in your bank account, there's no denying that being smart with your money is better than living lavish. 

The friendship in this next story was tested when the irresponsible friend got snippy with her homie, poking fun at her frugality right before begging for cash. Suddenly being the 'penny-pincher' in the group was actually a hot commodity. Read on for the whole story of a friendship tested over money matters.

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    pic of you with thick wallet to social media "Meanwhile, Miss Splurge has a rent to pay and empty wallet."
    via JulieK's Images - Canva
  • 02
    AITA for refusing to lend my best friend money after she mocked me for being frugal?
    via hotie_pia
  • 03
    I've always been pretty careful with my money. I save where I can, avoid unnecessary purchases, and generally live below my means. My best friend, on the other hand, is the complete opposite. She spends
    via hotie_pia
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    on everything-expensive clothes, luxury vacations, eating out almost every day. I don't judge her for it, but she often makes fun of me for being "cheap" or "boring" because I don't splurge on the same things she does.
    via hotie_pia
  • 05
    A few weeks ago, she went on another shopping spree and posted all about it on social media, tagging me with captions like, "Meanwhile, Miss Budget is probably at home counting her pennies." I just laughed it off like I usually do, but it did sting a little.
    via hotie_pia
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    Now, she's in a bind and asked me to lend her a pretty significant amount of money to cover her rent and bills. She said she's between paychecks and won't be able to manage without some help. I refused,
    via hotie_pia
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    explaining that I've worked hard to save my money and don't feel comfortable lending such a large amount when she has a habit of spending recklessly. She got really upset, saying I'm
    via hotie_pia
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    not a true friend and that I'm hoarding my money while she's struggling. But I feel like I've been responsible with my finances for situations like this, and it's unfair for her to expect me to bail her out. AITA?
    via hotie_pia
  • 09
    peacefullyconfused • 1d ago • NTA. She's irresponsible and reckless and feels entitled to have your money and help when she's in need but bad mouths you when she's in a good spot. Keep a distance from such friends.. and if possible detach from such friendships. They won't align with your mindset and lifestyle and be a cause of further rifts.
    via peacefullyconfused
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    Hi_Im_Dadbot · 1d ago · NTA. She would appear to be in the find out phase of around and find out. If she doesn't respect your fiscal practices, she can't benefit from your fiscal practices.
    via Hi_Im_Dadbot
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    forgeris 1d ago • Why would anyone be an AH for not lending others money? NTA. It is your money and you can spend it however you want without being an AH.
    via forgeris
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    nigasso 1d ago • pic of you with thick wallet to social media "Meanwhile, Miss Splurge has a rent to pay and empty wallet."
    via nigasso
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    healthcrusade • 1d ago You should be more honest with her. "You don't get to publicly mock me for being cheap but then privately ask me for financial help"
    via healthcrusade
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    • Atlantic_Nikita 1d ago. NTA. She mocked you. You can do an angel move and help her but if you do you will never ser that money again. Also, its clear She doesn't respects you as a person, why do you wanna be friends with that person?
    via Atlantic_Nikita
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    molliem12 1d ago. You are not her bank. Let the friendship go she's a manipulative snake. If it happens once it'll continue to happen if you lose your friendship, c'est la vie
    via molliem12
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    BoxRemote5960 1d ago • Your friend clowns on you for being frugal and now wants a loan? That's like the squirrel who makes fun of the turtle for being slow, then asks for a ride when winter hits! You're not a bad friend for saying no, you're just not running a charity for reckless spenders!
    via BoxRemote5960
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    Vivian_Pierce • 1d ago • "It's great that you manage your money well! It sounds like you've prioritized your financial health, which is something to be proud of. Lending money can complicate friendships, especially if it goes against your values."
    via Vivian_Pierce
  • 18
    Charming_San... 1d ago NTA. You are not obligated to financially support your friend's lifestyle choices, especially when she mocks your own choices. You have a right to manage your money as you see fit.
    via Charming_San
  • 19
    callmesuavecita • 1d ago • . NTA. maybe she should be using your techniques instead of trashing on them.
    via callmesuavecita
  • 20
    SirWarm6963 • 22h ago • News flash. She is not your best friend. Do not lend her money she will not pay it back. Her irresponsible spending is her problem not yours. Just block her.
    via SirWarm6963

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friendship females besties woman empowered empowerment Female Empowerment relatable interesting friends frugal womens memes loan womens female ladies money women penny-pinching lady
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