16-year-old son refuses to pay mother $9000 loan with money saved from part-time jobs, after she still owes him from another loan, mother claims he doesn't love her: 'She comes begging for my money, which I worked so hard to save'

Author image for Emma Saven
Emma Saven
Sep 8, 2025 6:00 PM EDT

The child is not responsible for caring for the parent…if so, a newborn would be changing their parents' diapers and singing them to sleep…See, that doesn't sound right, now does it? So, if that seems wrong, while a 16-year-old having to pay off their mother's constant stream of debt would be any different? This mother's irresponsible spending habits should not force her hardworking son into a tough spot…He's left her countless amounts of money, but eventually he needs to start prioritizing his future, because he's mother clearly isn't going to be doing it.

This would also be a different situation if his mother were working 24/7, 7 days a week…and he wanted to lend a helping hand. However, try a few hours a week, with minimal effort. The worst part is she thinks trying to guilt trip him with 'you obviously don't love me's' is what will finally make him say, "You're so right mom, I'll work every free hour I have, and just give all my earning to you so you can continue to buy couches and pets you can't afford, great deal!"

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  • She also seems to hold a grudge over the fact that his father can provide for him…One would think that that would only motivate her to work harder, but you guessed it, quite the contrary! Instead, she’ll use that energy to nag him about how he never spends time with her…possibly because he’s working to support them both? 

  • 01
    Young grocer
    via gettysignature

    Image is representative only and does not depict the actual subjects of the story.

  • 02

    AITA for not giving my parents loans at 16

    Hey guys, so I'm 16 over the last year I've gotten myself a job and worked very hard at $13/h to save myself $9000.
    via 2SlowSedan
  • 03
    My parents are split and dad is living comfortably and decided to buy me a car which was $2000 meaning that I still have my 9k in my bank.
    via 2SlowSedan
  • 04
    Mum has asked me for multiple loans over the the year including a $2000 one, $1500, $750 and now a $2500 while she still owes $700 and is repaying roughly $100 per fortnight.
    via 2SlowSedan
  • 05
    She asked for the loan and I replied 'do I have to say yes.' She then got upset said she was going to bed.
    via 2SlowSedan
  • 06
    I texted 'love you' and she replied saying something like 'I don't think you's really care at all' and put a post on Facebook saying thy technology and laziness has taken over?
    via 2SlowSedan
  • 07
    I work two 8 hour shifts every weekend over the morning and day along with a Friday shift and also do sports on Thursdays.
    via 2SlowSedan
  • 08
    When I come home there's nothing, no backyard, no lounge, only a tv and my Xbox so obviously that's the only thing to do.
    via 2SlowSedan
  • 09
    If I ask to go to a friends house she complains saying she's not good enough so I never invite people over or go to their houses.
    via 2SlowSedan
  • 10
    She makes stupid financial decisions like buying a car she can't afford then selling it 2 months later, buying a French bulldog and comparing she has not cash and owes people money then comes to me for my help with repayments being the last of her priorities.
    via 2SlowSedan
  • 11
    She says I don't spend time with her but there's nothing to do other than watch tv and she goes on her phone.
    via 2SlowSedan
  • 12
    The money she asked for was to buy a lounge which she sold for quick cash and now want to buy a new one and wants my money saying she will repay me $100 per week meaning I will be repaid by jan-feb next year if she doesn't ask for another loan which she definitely will around Xmas time.
    via 2SlowSedan
  • 13
    Woman looking worried while working
    via Mizuno K

    Image is representative only and does not depict the actual subjects of the story.

  • 14
    She also gets jealous that we enjoy being at dads house and that he's living comfortable, but she throws her life away making stupid financial decisions, saying she has no money but works minimal hours and I know she gets plenty of cash. from child support + Centrelink.
    via 2SlowSedan
  • 15
    Then she says we don't love her and comes begging for my money which i worked so hard to save for giving away every weekend and Friday to work for minimal wage.
    via 2SlowSedan
  • 16
    I feel like I'm the ah le because I have the cash and it's true that I don't spend lots of time with her, but I guarantee | won't be paid back until a few month into next year IF she doesn't ask for more and follows repayments.
    via 2SlowSedan
  • 17
    AITA for not giving her my money every time she asked which I have done up until now and not spending much time with her because of work, sports and because there's nothing to do other than as I said watch TV which is boring.
    via 2SlowSedan
  • 18
    SeveralDescription34 Your mother is a manipulator and not a role model you should learn from, and you should tell her this. Request she stop asking you for money, or you'll go live with your dad and her child support goes with it
    via SeveralDescription34
  • 19
    CrinklyPacket NTA. You're not obligated to loan anyone money, especially someone who makes bad financial choices. Is there an option to stay with your dad full time if things get too awkward?
    via CrinklyPacket
  • 20
    5 dollars sticking out of someone's pocket
    via leonideremeychuk

    Image is representative only and does not depict the actual subjects of the story.

  • 21
    I love that she's saying "laziness has taken over" when she's the one mooching for a loan off her child The lack of self awareness is top notch.
    via CrinklyPacket
  • 22
    Foodielicious843 NTA. Unfortunately, you are dealing with a toxic, narcissistic mother. It won't get any better. She will go out of her way to manipulate you. Do not lend her another penny. Are you able to move in with your dad? Because she will get worse.
    via Foodielicious843
  • 23
    Fun-Bread-8560 No more loans. Saving like that at your age is IMMENSELY impressive! I sure couldn't have done it! I hope your mother doesn't have access to your bank account, if so maybe change that ASAP. ΝΤΑ
    via Fun-Bread-8560
  • 24
    Organic Pound_8978 First of all, congratulations on saving $9,000 at your age, that's really impressive. I would use that money to save up for moving out when you're 18. It's not normal or healthy to give loans to your parents imo.
    via Organic Pound_8978

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Tags

family drama financial-decisions loans mother take my money minimum wage payout entitled irresponisble family lending hardworking savings money son entitled people
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