Montreal cyclist collided with delivery driver's car after the driver made an illegal U-turn across a bike lane, denting the driver's car door, cyclist is threatened with a lawsuit for the damage despite not being at fault: 'Declined giving me insurance'

Author image for Emma Saven
Emma Saven
Oct 25, 2025 7:00 AM EDT

There's always going to be that driver who treats his horn like his best friend, sees traffic lights as a suggestion, and thinks the best time to do an illegal U-turn is in the middle of oncoming traffic. You may know him, you may be him…But wait, we almost forgot the most important thing about him…He loves to blame everyone else when things go wrong…because maybe (just maybe) U-turning in the bike lane isn't the best idea. This cyclist definitely didn't think so.

After this entitled delivery driver decided to do exactly that, he collided with a cyclist. The cyclist and his bicycle were left unharmed, minus a small dent on his helmet…However, and call it karma if you please, the delivery driver's car door had a massive dent in it from the collision. The most important part of any accident is making sure that everyone involved is okay. The second most important part? Having insurance. Something that the driver refuses to disclose for whatever reason. Instead, after the cyclist finally gave up on begging to exchange insurance, the driver followed him for miles, threatening to sue him if he didn't pay the repair costs…Despite it being his own fault! 

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  • Dealing with a slight car accident is already frustrating as it is, so when it unfortunately happens, you hope that those on the receiving end can be understanding of the mistake. What you do not expect is having the person who caused the accident threatening you for something you had no part in! This cyclist should try involving some authorities or get a statement from a bystander, because this driver has no leg to stand on! 

  • 01
    Cyclist in bike lane
    via afloimages

    Image is representative only and does not depict the actual subjects of the story.

  • 02

    AITA for refusing to pay for a new door for a car I hit.

    I live in Montreal which has been transformed in the past few years to have a lot of cycling infrastructure.
    via Simple_Sherbert_1800
  • 03
    I was cycling in a bike lane. The lane was upgraded to have some small concrete barriers between it and the car lane but unfortunately this barrier isn't all along and only near each intersection.
    via Simple_Sherbert_1800
  • 04
    Sadly cars still park in the unprotected areas especially delivery drivers like doordash. A door dash driver parked in the opposite side bike lane suddenly drove into my lane at 90 degrees to do an illegal u turn, there is a solid line so you cannot even pass in the oncoming lane.
    via Simple_Sherbert_1800
  • 05
    I did not have time to completely stop and hit the door of the car head on.
    via Simple_Sherbert_1800
  • 06
    I was fine and so was the bike but my helmet got a dent from hitting the car window.
    via Simple_Sherbert_1800
  • 07
    He got out and started shouting at me and telling me that I am an asshole and should have just stopped and waited for him to turn and that I did it on purpose and he saw me.
    via Simple_Sherbert_1800
  • 08
    Cheezburger Image 10566393088
    via gettyimages

    Image is representative only and does not depict the actual subjects of the story.

  • 09
    The car door had a massive dent from the impact. He then said this is going to cost a lot of money and told me I would have to pay for a new door.
    via Simple_Sherbert_1800
  • 10
    He was still blocking the road and some other drivers started honking so he moved the car to park in the bike lane.
    via Simple_Sherbert_1800
  • 11
    I asked for his insurance and said he is the one who owes me a helmet and he declined to give me anything.
    via Simple_Sherbert_1800
  • 12
    I started to just cut my losses and cycle away but he got in his car and followed me.
    via Simple_Sherbert_1800
  • 13
    We stopped elsewhere and I gave him my phone number and took his. Now he is calling me and sending me threatening texts about suing me if I do. not pay him for a new door.
    via Simple_Sherbert_1800
  • 14
    AITA for refusing this?
    via Simple_Sherbert_1800
  • 15
    NTA j_jqqq This is what insurance is for - paying for damages and dealing with this crap.
    via j_jqqq
  • 16
    Two drivers exchanging insurance after a car accident
    via alvarostock

    Image is representative only and does not depict the actual subjects of the story.

  • 17
    OP Simple_Sherbert_1800 I don't have insurance and he did not give me anything besides his number.
    via Simple_Sherbert_1800
  • 18
    KaliTheBlaze NTA. If he won't give you his insurance information, take this one to the police. He executed a dangerous illegal move on the road, and now he's harassing you instead of paying for the damage he caused you. FYI, if you haven't replaced the helmet, please do. Even if the dent looks insignificant, the helmet has lost its ability to protect you. Even helmets that look completely undamaged should be replaced after accidents. It sounds like you probably already know that, but I figured I
    via KaliTheBlaze
  • 19
    HollyGoLately You need to inform the police, this should have been done straight away.
    via HollyGoLately
  • 20
    Rumstein Report him to doordash.
    via Rumstein
  • 21
    RedRunner04 NTA. He's harassing you for payment BECAUSE he knows he can't claim from his own insurance.
    via RedRunner04
  • 22
    NTA. GRidgeflyover Let your insurance know that happened, but I have a feeling that legally he doesn't have a leg to stand on if he did an illegal turn You could probably tell him to go pound sand. I certainly wouldn't do anything before getting his insurance. He may be uninsured or underinsured and that's why he's trying to get you to pay. Next time you should probably have wait for a police to come and get a report.
    via GRidgeflyover
  • 23
    DolQual123 NTA. Three things you need to do: 1. Tell the police. 2. Tell Doordash 3. Get a new helmet - they're good for one accident.
    via DolQual123
  • 24
    br4ssmooseknuckle NTA, that's why the driver has insurance. Not sure how the insurance system works in your area, but you said the driver made an illegal u-turn. He can kick rocks and pay for his own door.
    via br4ssmooseknuckle
  • 25
    Next-Firefighter4667 Seriously dude? Why haven't you made a police report? You admitted he did an illegal u turn and was in the bike lane, he admitted he saw you and went anyway. He's harassing and threatening you. What more do you need to be told to convince you that you aren't in the wrong and need to get the authorities involved?
    via Next-Firefighter4667

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street door failblog insurance bicycle dented FAIL helmet accident car door reddit story covered driver u turn entitled car insurance bike-line entitled people
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