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Image is representative only and does not depict the actual subjects of the story.
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AITA for sticking my freshly single mom with $20,000 of debt.
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The mom, freshly single and struggling to find a job, is furious that he wants out. She insists he owes her for the “gift” and refuses to sell the car, even though she could get $14,000 to $15,000 for it. She’s demanding he drain his savings to cover a debt he never agreed to, blaming him for her own bad decisions. The son feels guilty, but he also knows he shouldn’t be punished for someone else’s financial mistakes.
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Image is representative only and does not depict the actual subjects of the story.
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Image is representative only and does not depict the actual subjects of the story.
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The real issue isn’t just the money, it’s the responsibility. The son never agreed to pay off a loan that was the result of poor choices made by adults. The mom’s refusal to sell the car and her demands for repayment highlight a pattern of shifting blame. Sometimes the hardest part isn’t the debt, it’s watching someone refuse to take responsibility for their own decisions. The son’s guilt is understandable, but he shouldn’t have to pay for someone else’s mistakes.
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Freshly single mom tries to make her son pay off a $40,000 car loan she and her ex-boyfriend mismanaged, refusing to sell the car for $15k and demanding he cover the full amount: ‘She’s demanding that I drain my savings’
Boyfriend gifts mom a new car with a sky-high loan, only for her son to get stuck paying the full amount after the relationship falls apart, along with the arrangement.
The car was supposed to be a birthday present, but the numbers were never quite right. The original deal was that the son and his mom's boyfriend would split the monthly payments, but that lasted just three months before the son was left holding the bag. He's been paying $510 every month since, even though the car was never really his choice and the loan was way bigger than it should have been. When he tried to transfer the loan to his name, the interest would have added another $10,000, so they both agreed to leave it as is. Now, with bills tighter and a better deal on a used car, he's looking to move on.
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