'If you don't pay your bills, you don't get to keep your stuff': Credit company serves as petty revenge messenger to man's cheating ex wife; they tow and repossess her car

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  • 01
    Font - Posted by u/Thepatrone36 1 day ago I got the kid permanently you go the car. Temporarily I'll make it short. GF gets pregnant. Do the 'right' thing and stick by her. We have the kid. She starts going out all the time and we'd occasionally get calls at the house by guys looking for her. I knew she was cheating but didn't really care. I was just there to make sure the kid was well taken care of. Get a new job out of state and hoping that being there away from her bar friends will make us cl
  • 02
    Font - Came home from a trip. Can't find my kid. Walk into my bedroom and there she and her boyfriend are having a nice little rcp. Now this was in the days before cell phones and we lived on the third floor so there was no escaping the bedroom without coming through the living room so I just said 'when you two are done I'll be in the living room' and walked out. Three hours and a lot of whispering later they emerge. Walk the guy to the parking lot and explain to him I'm not mad at him but be de
  • 03
    Font - Day after I filed for divorce and got full custody which I won full after two years of legal wrangling. Granted child support was jack så ˚: but it paid for beer for the next 18 years. I supported my kid. I never raised it on her because I'm a decent guy but it was fun rubbing it in her face when she got out of line that I spent it on frivolous stuff for myself and bought him all of his clothes, toys, food, etc, out of my own pocket. It always made her fume for a few days. (in hindsight I
  • 04
    Font - Now I had purchased her a Toyota Accord before we moved that we shared but in the divorce she wanted the car which I gladly gave her. Then I moved back to my state, in with my parents, and started life over. A few months go by and I start getting calls at work from the credit company demanding payment that was overdue. I explained numerous times that the vehicle was legally hers now and I would not be paying. Most of these guys were a les but one day a very low key guy called and said 'lo
  • 05
    Font - About three hours later my phone rings and it's her and she is PI ED asking me if I told them where the car was because they just repo'd and towed it. 'Yep' I say with a smug grin 'something you need to learn is if you don't pay your bills you don't get to keep your stuff. By the way my lawyer is paid off. How is yours doing?' click That was a great day.
  • 06
    Font - Thanks for all the positive responses. I'm no 'hero' or 'great dad'. Just a dude that did what it took to take care of his kid through life and do what it took to give him a good one. Parents that say they 'sacrifice' for their kids disgust me. Sure there was a lot of sh it I could have bought, done, gone to, etc, if I wasn't supporting him but taking care of him was a lot more rewarding and fun. The ONLY bad time we had was when I tried to coach him in T ball. He's always been the laid b
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    Font - thresholdofadventure 1 day ago Since my ex and I divorced (due to his cheating), I constantly get calls from collection agencies looking for him. Considering he hasn't paid child support, tuition, or anything else for the kids in years (and still sees them regularly), I'm only too happy to give his new number and address to each one. And, his new wife's info, too (the one he cheated on me with). ↑ 3.4k Reply Share
  • 08
    Font - - 1 day ago Ha, that last part of the story was similar to something that happened to me. My older sister moved out at 16, but often still put my parents' address on legal forms. (She moved often so there might be a legit reason, but also would not put it past her to do so for not legit reasons.) Every so often we would get creditors calling our landline to look for my sister and most would stop calling when we would tell them she doesnt live here and hasnt for years. mattromo
  • 09
    Font - One creditor kept calling and getting more and more aggressive. He then went over the top threatening me, saying that he will call the police on me if I don't put my sister on the phone. It just so happens I had a job adjacent to the law so I knew enough to know his threat as BS and also that his constant calling and threat could be considered criminal harassment. So after he was done ranting I threatened him myself and said if he ever called here again I would be the one the calling poli
  • 10
    Font - the first guys manager, who apologizes and explains that they are actually looking for my sister's ex-husband, who leased a car, stopped paying but they cannot find him. Then he offers me and my sister $2,000 if we can track him down. After I get off the phone I call her, but alas my sister had done such a good job ditching this guy we were unable to cash in on the $2,000. ✩ 464 Reply Share
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    Font - Fast_Fee517 +2. 1 day ago Well done on your part. Nice job on being a good father to your son Reply Share 448 Thepatrone36 OP +2 - 1 day ago he was aces and we were always close. Good kid too. Never got in trouble at school. A / B student and so on. I'm very proud of him. 485 Reply Share
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    Font - LongNectarine3 +2 - 1 day ago I left 2 houses and a piece of land just to get full custody of the kids. A pittance of a settlement to get him to sign away any more than visitation rights. Only he forgot I was the one paying on the house and working with the renter in the other to pay rent when he could so I could pay that mortgage etc. Took him a year, after my dumb a s had to keep paying so I could get my kids, to lose one of the houses to foreclosure. Simply delicious. 105 Reply Share
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    Font - Impossible-Bag-6745 1 day ago I didn't know toyota made accords... I though that was Honda lol good story though 597 Reply Share Thepatrone36 OP +2 1 day ago oh shit you're right. This was 30 years ago.. it was a Honda. Thanks for the correction. 581 Reply Share
  • 14
    Font - farr12c 1 day ago My kids are in their mid-twenties and I still get random cheques for when the government routes his benefits to me. Dude is going to pay child support until he d' is and no I won't give it up. I needed help and he laughed in my face when I asked for four fi ig dollars to buy a loaf of bread and jug of milk to feed my kids. Makes me chuckle every time I get a random cheque. 65 Reply Share
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    Font - HellBoundWhiskey Bent 1 day ago Good for you homie. I wouldnt have been able to react so calmly. Youre a decent dude. Dont let anyone ever tell you different 137 Reply Share Thepatrone36 OP +2 - 1 day ago Well I always TRY to be but I did have my sc n bag years. It taught me the value of never being that way again :) But thanks. 109 Reply Share
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    Font - mermaidpaint +3. 1 day ago I had a roommate "Bea" that had an aggressive Visa collector on her tail. When I moved out, I kept the phone number - the bill was in my name. I kept getting calls from Visa, even though I explained I no longer lived with her. Nasty Visa Agent didn't care. Bea called me about six months later, she needed me to write a letter, she needed it for some funding. She gave me her new address and work number so I could drop it off (this was 1992).
  • 17
    Font - A few weeks later, Nasty Visa Agent called again. I gleefully shared Bea's new contact info, and the Visa collector dropped the aggressive tone of voice and was quite pleasant for once. Reply Share 68
  • 18
    Font - SoVeryKerry 16 hr. ago Husband bought a 1984 Cougar and I worked just to make the payment. $325 mo. In 1984 that was an ungodly car payment. We split up and he kept the car. Of course I stopped paying on it, but three months later the bank is after me because he thought he could not pay the note, move in with his girlfriend and have an unknown address. I looked in the - Yellow Pages and found a private detective, paid him $35 and he found my husband and the car. He was in the next county
  • 19
    Font - stromm +1 - 1 day ago Why doesn't make sense about this, is you didn't mention that the loan was transferred from you to her. If that wasn't done, in the US at least, who possesses the car is irrelevant to who is required to make the payments. Reply Share 24
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    Font - andysaurus_rex - 21 hr. ago Because OP did no such thing. You'd have to fully refinance the loan with just her on it (impossible if she doesn't work). And if that was the case, they wouldn't be coming after OP for the payments because his name wouldn't be anywhere on it. 6 Reply Share
  • 21
    Font - +1 -18 hr. ago I know six unemployed people who when they got divorced, the courts ordered the bank to transfer car loans to the person who "won" the car in the divorce. It's not a new loan, it's a court ordered loan transfer. The other party becomes a co-signer. Then alimony amount covers the loan. stromm 9 Reply Share
  • 22
    Font - eatfreshguy407. 1 day ago Just a random bit of advice to people, pay your child support. Not JUST because it's generally the right thing to do, but because you probably won't get any loans or credit with backed child support. I used to sell cars and that was one thing that seemed to be an automatic deal k er every time it showed up on the credit report. 'Pay your child support, get it noted on your credit, and come back to see me.' I'd say knowing that I'd never see them again. ↑ 10+ Repl

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