Finding the right Dungeon Master is like finding the right therapist. They need to understand your quirks and pathologies, know what challenges you, and know what calms you down. Because, in many ways, a DM is like a therapist. They guide you through a journey full of obstacles (much like life with its many opps). They give you choices, but they don't tell you which one to make. And they help you realize the options you have to help yourself.
They do all of that while world-building, crafting NPCs, and perfecting their roleplaying voices. All to say, health insurance should pay DMs too. But they would probably just spend the money on more fancy dice. But that's none of my business. What my business is is finding the best Dungeons and Dragons memes of the week and bringing them to you right here. So without further ado, cast fireball and let the memes flow.