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The daughter knows that her parents' debt is not her problem, yet like any normal person, has her doubts about her decision to reject her parents' pleas for help. It's either her or them, and her grandparents gave her this money to spend on a valuable education, not on her parents' financial slip-ups. Not everyone is so lucky to have access to a fund that'll take care of the cost of schooling, and the daughter refuses to take on massive amounts of debt for herself just to save her parents' behinds.
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"AITA for refusing to give up my college fund to help my parent with their debt?"
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The image does not depict the actual subjects of the story. Subjects are models.
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