Wife refuses to co-sign husband's “dream truck” loan, claiming he still owes her $8000 from her inheritance, husband refuses to pay her back: ‘You're not supporting my dreams’

Author image for Bar Mor Hazut
Bar Mor Hazut • Senior Editor
Sep 7, 2025 2:00 PM EDT

A key element to a good relationship is learning how to say 'no'. You can say that couples are supposed to support each other and be there for each other no matter what, but without boundaries, the entire relationship is at risk of spiraling out of control.

Nobody can be a "Yes Man" all of the time; no one can agree to every request that comes their way, even if it comes from their partner (especially so, actually). Take the couple in the story below as an example. Wife gets a modest inheritance from her grandma, and she agrees to use some of it to pay her husband's credit card debt. That is one yes. After that, she also agreed that he would pay her back over time, but with no pressure. That is yes number 2.

A year later, wife still hasn't gotten a penny back from her husband, and now he has another request–for her to co-sign on a loan for a new truck. Now, that is one yes too many.

Advertisement

  • The wife refuses her husband's request, telling him she will not co-sign anything until he at the very least pays her back for his previous loan.

    Husband did not like being told ‘no’…

  • 01
    Happy couple looking at a key
    via Group4 Studio

    Image is representative only and does not depict the actual subjects of the story.

  • 02

    AIO for refusing to co-sign my husband’s (35M) dream truck loan when he still owes me $8,000 from my inheritance?

    I (33F) got a modest inheritance when my grandma passed last year. I used $8k of it to bail my husband out of some credit card debt.
    via Cherry_Rose69
  • 03
    We agreed he'd pay me back over time, no pressure, but so far I've gotten $0. Yesterday he came home all excited about a new truck - $55k - and asked me to co- sign because his credit isn't great.
    via Cherry_Rose69
  • 04
    I said no, because (1) he hasn't even started paying me back, and (2) we just bought new appliances and are saving for a house.
    via Cherry_Rose69
  • 05
    He blew up, said I was "holding money over his head" and "not supporting his dreams." He even threw in that "a wife should back her husband no matter what."
    via Cherry_Rose69
  • 06
    I told him flat out: until I see him make an effort to pay me back, I'm not co-signing anything. Now he's barely speaking to me, and my MIL texted that I'm "emasculating him."
    via Cherry_Rose69
  • 07
    I feel guilty because I know he wants this truck badly, but I also feel like I'd be an idiot to sign.
    via Cherry_Rose69
  • 08
    Happy man driving a truck
    via mladenbalinovac

    Image is representative only and does not depict the actual subjects of the story.

  • 09
    Virtual-Squirrel-725 So basically he has a dream truck that he can't afford. Theoretically you are trying to buy a house, but his actions say otherwise. He will be
    via Virtual-Squirrel-725
  • 10
    pumping every spare dollar into the truck he can't afford, while continuing to ignore his debt to you and the house plans.
    via Virtual-Squirrel-725
  • 11
    Definitely don't co-sign his financial irresponsibility. This is the time to get on the same page with money.
    via Virtual-Squirrel-725
  • 12
    RPG add ct No. He and the MIL can kick rocks. They're using you and don't respect you. They're also ascribing to these toxic masculinity ideals that just do
    via RPG_add1ct
  • 13
    not work and never have. "A wife should back her husband no matter what"... uh hol no. If you in the wrong, you don't get support and your partner of all people should be able to be the one to call your B.
    via RPG_add1ct
  • 14
    monkeybyz Tell your MIL she can co-sign for her son. He needs to pay off credit card debt before adding more debt. Sounds like he feels entitled to your inheritance.
    via monkeybyz
  • 15
    Sharp_Magician_6628 Are you sure you want to stay married to this man? You two have different priorities. You want to save for a house. He wants to buy a shiny new truck that he can't afford
    via Sharp_Magician_6628
  • 16
    He's throwing a temper tantrum because you are asking him to behave like a responsible adult. What kind of parent do you think he'll make, if you two are planning on having kids?
    via Sharp_Magician_6628
  • 17
    You'll be expected to be his mother even if you don't have kids Can he even afford the monthly payments on this truck? Can he afford the insurance and the maintance on it?
    via Sharp_Magician_6628
  • 18
    I don't know about you, but I know I couldn't stay attracted to a man who behaves like a petulant child when told no
    via Sharp_Magician_6628
  • 19
    Danderu61 Stand your ground, OP. It may be his "dream" truck, but it's still just a truck, and it seems you'll be making, or helping him make, payments on it. He needs to get his
    via Danderu61
  • 20
    priorities straight, both financially, and as a husband. Why didn't his mother co-sign, if she's so eager for him to have the truck? He needs to put you first, and keep his word about paying you back.
    via Danderu61

Want More? Follow Us and Add Us as a Preferred Source on Google.

Tags

relationship advice marriage drama car wife relationship-drama relationships aio husband advice loan couples love truck married money
Scroll Down For The Next Article