Customer shares their harmless petty method of getting back at the major bank that unceremoniously laid off their dad, who had worked there for 20 years: 'They wanted to maximize their profits'

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I force *big bank* to mail me a statement that will always be zero.

saw a story earlier today and it reminded me what I did to Wells Fargo a few years ago. My dad worked for *big bank* for over 20 years on the call center side. He managed a team that forecasted call volume for all call centers *big bank* had. They had trouble staffing over night with Americans, so they opened a call center in the Philippines. Their day shift is our night shift. Perfect, right?
That was until *big bank* did what they do best and got greedy. They wanted to maximize their profits. So they slowly started closing down American offices and opening new ones in the Philippines. My dad warned them over and over and over again that if they continued this practice, they were going to have scheduling issues. Shockingly, they ignored his warnings.
Well he ended up being right and *big bank* ran into huge staffing issues. What was his reward for being right? He was laid off. I was so mad at them I cancelled all my accounts except my credit card. The reason I didn't cancel my credit card is because it's my oldest line of credit and I didn't want my credit score to be impacted. I went online and made sure any reoccurring charge/subscriptions were on my new accounts at a local credit union. While I was online, I also switched statements deliv
*big bank* now pays to send me a monthly statement for a credit card I never use. It's been almost two years now. Screw you *big bank*
A customer checks their online banking.
yoyoyohan Make sure to put 10 cents of gas on it every now and then so they don't close the card for inactivity. The credit card processing costs more than 10 cents anyways
YSoSkinny *big bank* is like the worst bank ever. And there's some stiff competition. I had an account with them and didn't realized it had an "inactivity fee" (I know, my bad for not reading the fine print, but f them). I ended up losing everything in that account.
p-graphic79 Nice. If you write return to sender on the envelope, they have to pay for it twice.
lalauna Credit unions!
A customer checks their mobile banking app, illustrating the bank in the story.
Im_jennawesome *big bank* is traaassshhh. I used to have a bank account there but after two back to back incidents, I closed it. First incident: went to the giant 24-hr grocery store near me to do my big shop. I'm a night owl so it was like 130am, way faster and easier to get in and out at that time. I got to the register, scanned all my stuff, swiped my card... Declined. Huh? I had like 10k in that account. This store was also unique in that they ONLY accepted cash, check or debit. NO credit ca
My debit card was my only option. Tried again, same thing. Called Wells Fargo and was told they they had taken it upon themselves to decide that my card had been lost or stolen and had deactivated it days prior. I was like um. What? I never reported it lost or stolen, in fact I haven't contacted you guys at all in months. ? Guy on the phone was an a about it, yelled at me for being 'too stupid to understand' and then hung up on me. I was P ED. Ended up having to leave all my groceries and go hom
2nd incident: This was only a couple weeks after incident #1. Stopped at the bank on my day off to withdraw cash for something specific. Idr what it was for but I remember I needed like $800 or so. They flat out refused to give me my money and told me the maximum they would 'allow' me to withdraw on any given day was like $3-400. I was like excuse tf out of me? I have over 10k in that account. It is MY money that was earned and deposited BY ME. Tf you mean you won't 'allow' me to withdraw it?! E
JustNeedSpinda Hey, they could just close your card if you don't use it. Maybe buy something once a year.
FamousLetterhead8992 I hate *big bank* My work banked at a place that was bought out by *big* bank* I did AR and added up, stamped the 100-150 checks we received at the first ten days of the month, the bookkeeper and bookkeeper assistant prepped them for deposit, locked up the bag and I went in to the bank to deposit it. One time, actually the LAST time I went to make a deposit there, the lines were really long and i was really surprised. Well, they were verifying that each person who was deposi
was in the account of the check writer... On every customer. And I was no different. They refused to give me a deposit receipt after 5 minutes of phone calls. I called the office, told head bookkeeper what was happening and she said to grab all of the checks and cash, put it back in the bag and come back to the office. They *big bank) didn't want me to do that, but refused again to give me a deposit receipt. So back to the office I went, loaded deposit bag in hand.
The head bookkeeper called them, had a long conversation with them and the decision was made to pull OUT of *big ba bank* and do banking business with another, local, bank. Not just my division, the WHOLE COMPANY, all offices, all divisions. Our Catholic Diocese is in the top 20 in size in the United States. That's a lot of fricken money that *big bank* lost. That was every church, school and other divisions. I, myself, laughed my as off because they had screwed me over 7 years before. Heh heh h

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