'It took them over 12 years to do what I requested': Bank declines customer's request to close account over $0.51 in remaining funds

Sienna Varady

Jan 10, 2024 10:00 AM EST

It's funny how, as kids, we think that adults are the best at everything. They are free to do as they please, whenever they please, and with whoever they like. They are free to live their lives as they see fit with no one directing them what to do or how to do it. However, that is completely untrue. It's fascinating to notice that, no matter how passionately we remember and want it, that innocent feeling of freedom we so vividly recall from childhood has faded and disappeared and is unlikely ever to return.

In the story that follows, a dissatisfied bank customer wants to shut down his account but his request is turned down. OP was eager to move and was thrilled to find a lovely place to rent. Since he was still relatively new to the workforce, he didn't make much money and believed that this place was a total deal; he only happened to come across such a jewel by chance. However, as luck would have it, the bank randomly chose to place OP's check on a ten-day business hold, making it impossible for OP to make the deposit.

To keep things vague, let's just say that it took the bank roughly ten years to close OP's account. Pettiness ensued from both the bank and OP, with OP emerging victorious in the end. In short, I believe we have achieved two victories. OP gave us a hilarious story and, on the other hand, succeeded in getting his account closed. So, on that note, check out the piece below to learn what the bank demanded in exchange for closing OP's account, what OP did for a total of twelve years to eventually persuade the bank to do so, and all the details in between! After you're done, read the story of the tenant that finds a clever way to exact revenge on his landlord here!