After spending all her savings on a luxury vacation, woman turns to friend and begs to borrow money for rent, friend refuses: 'I was holding her accountable'

Author image for Bar Mor Hazut
Bar Mor Hazut • Senior Editor
Feb 21, 2025 10:00 AM EST

We all know at least one person who every time we meet we keep wondering how on earth they are able to afford their lifestyle. They spend way too much money on random stuff, much more than they earn, they keep going out and planning these luxury vacations, and they make it seem like their bank account is actually a bottomless well.

History shows, that once these people inevitably do reach the bottom of their financial well, they do not handle it so gracefully. As soon as they realize that their luxurious lifestyle is in jeopardy, they would do anything to keep it, even if the only thing that makes sense is to let it go.

So what do they do instead? They turn to us, their faithful friends, and start asking for favors, usually favors in the shape of dollar bills. Wise people would quickly understand that they are much better off not getting involved, while others sympathize a little too much, and end up making decisions they are soon to regret.

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  • The woman in the story below is a textbook example of the type of people described above. She spends way too much money on luxury items, then acts shocked that she cannot afford her rent the next month. Then she does the only logical thing she can think of – she turns to her friends and asks for loans.

    Except the friend who wrote this story refused to help her out, keep scrolling to find out why.

  • Cheezburger Image 10470786048
    via Konstantin Postumitenko

    The image does not depict the actual subjects of the story. Subjects are models.

  • "AITA for refusing to lend my friend rent money after she blew her savings on a luxury vacation?"

    I have a frien, who just got back from a fancy vacation ―think five-star hotels, designer shopping, and gourmet restaurants. She
    via inked_reiki
  • was posting about it nonstop. A week later, she suddenly texts me freaking out that she can't afford rent and asks to borrow $500.
    via inked_reiki
  • I told her no because, honestly, I think it's her own fault. If you can afford luxury, you should be able to afford basic necessities, right? She got mad, called
    via inked_reiki
  • me a bad friend, and now she's ignoring me. Some of our mutual friends even said I was being cold and that "not everyone has the same financial mindset."
    via inked_reiki
  • I feel like I was just holding her accountable, but now I'm wondering―AITA?
    via inked_reiki
  • SmokeMoreWorryLess not everyone has the same financial mindset And that's your problem how?
    via SmokeMoreWorryLess
  • inked_reiki OP Exactly! What bothers me even more is that she somehow made our mutual friends turn against me, like I was the bad guy for not bailing her out.
    via inked_reiki
  • AppropriateLie1602 The people who usually want to borrow money, are essentially the last people you should lend money to. Unless you want to kiss it goodbye, it's a no.
    via AppropriateLie1602
  • inked_reiki OP Yep, learned this the hard way. I lent money to a friend once, she never paid me back, and eventually we just
    via inked_reiki
  • stopped talking. Funny how. people suddenly disappear when they owe you something. That's exactly why I don't lend money anymore
    via inked_reiki
  • Cheezburger Image 10470791680
    via pixelshot
  • Soap_on_a_potato NTA she absolutely should have planned ahead. Its not your fault and therfore not your problem
    via Soap_on_a_potato
  • inked_reiki OP Exactly!! I just don't get how people can justify living like that. If I can manage my finances, why should I enable someone else's poor
    via inked_reiki
  • someone else's poor decisions? It's not like I'm her personal bank. Maybe next time she'll think twice before dropping $200 on cocktails
    via inked_reiki
  • PawneeGoddess 11 NTA. Suggest that they should lend her the money instead.
    via PawneeGoddess11
  • inked_reiki OP That's what I've told them
    via inked_reiki
  • lawrencek1992 Do not try and hold her accountable. You are not her parent nor her landlord, so that's not appropriate.
    via lawrencek1992
  • However NTA for not lending her the money. That's a big dollar amount, and even if it weren't you don't need a reason to choose not to spend your money on a friend. Just leave it at, "No" or "I can't," rather than making a value judgement on how she spends her income.
    via lawrencek1992
  • StAlvis NTA designer shopping Sounds like she has plenty of sh she can return.
    via StAlvis
  • Any_Reflection_1302 NTA she would probably - consider it bad form to pay her rent and then ask you to lend her $500 to spend on her solo vacation, so she reversed it.
    via Any_Reflection_1302
  • JenninMiami NTA but your mistake was giving a reason. With these people, it's best to say "I'm so broke! I was gonna ask YOU for money!"
    via JenninMiami
  • ZtheRN NTA. She's asking for a $500 gift. "No" is a reasonable response even without the luxury travel.
    via ZtheRN
  • inked_reiki OP All these comments make me feel a little better haha
    via inked_reiki

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friendship aita broke luxury student loans friends reddit story paying rent entitled Reddit money women entitled people vacation
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