Sister demands college student pay for mom's vacation with car insurance payout, gets upset when she refuses: 'Just give her the money'

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  • a young woman wearing glasses looks skeptical while scrolling on a laptop and holding papers while sat in a kitchen
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  • Am I wrong for refusing to let my sister use my car insurance payout so our mom can go on vacation with our grandma?

    For context my family doesn't have much money, and my grandma's going back to our home country for a bit because she's been struggling mentally. Her son is paying for the trip, but she doesn't want to go alone. Normally, my mom would go with her, but she can't take time off right now because of bills.
  • While my mom and I were talking about how my grandma wants me to go, I said I couldn't because of college classes this semester. Out of nowhere, my sister jumps in and says "we can just use the money we have in the bank, and then you can just go".
  • That "money" is from the insurance payout from my car accident last month. The car was pretty new and something my sister and I agreed to share. I saved every paycheck to afford it, and my mom helped by pitching in around 1800. My sister doesn't work, the only money she's ever contributed came from helping out with my grandma's home care. So when she suggested using that money, I said no firmly. I need it to replace my car before classes start since I commute, and she doesn't even have a license
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  • an aerial shot of a summer vacation beach destination
  • Then she goes, "So you don't want to give Mom the money SHE gave us? She'll just pay us back". I told her no again, since they're leaving in February and school starts midnext month. She then says, "you won't even be able to afford a car with what we have, just give her the money". I reminded her that if she really wants to argue, she can just give me back what I personally saved, and she can keep the rest. I'm capable of saving from there, as we only have 4k right now.
  • She immediately backtracked, said I was "escalating things" and when I got frustrated and heated for what I think is good reason, she started telling me to calm down. My mom eventually stepped in and ended the argument, but I'm still pretty upset.
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  • Was I overreacting? She said I could've just told her it was irrational and no and walked away instead of getting so mad, but I told her multiple times "no" and why I thought it wasn't okay to give up money she barely saved for.
  • a young woman wearing glasses sat at a kitchen table with a laptop holds a sheet of paper in one hand and types on a calculator with the other
  • NOR Certain Courage_8915 >Your sister sounds... immature To be fair, if the sister doesn't have her license yet due to age, she might be immature. That doesn't mean the outcome is any different, just that the sister might be responding without full comprehension due to age instead of other reasons. OP, please stand your ground on this, especially since it sounds like your mother is in agreement (even if she wishes the situation were different). You need to put your education and future first, an
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  • OP oplalizte We're actually both adults, but thank you for this. i do agree that i probably won't remember this argument in a few weeks let alone a few years so I'm trying to let go regarding my anger.
  • Elegant-Page-1359 NOR, you're being smart with your money. And your sister is showing carelessness for your situation. Your sister sounds... immature. Immediately gaslighting you when you conveyed your boundary. You're making a real mature and financially smart decision. The whole "you could've just said so" when you did is so by the book with these type of people...
  • ProfessionalYam3119 Hurry up and get your fair share into a different account in a different bank before it goes on vacation.
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  • MrLizardBusiness NOR- why on EARTH would you use insurance payout money for your car to fund your mother's vacation? One is a necessity, and as she pointed out- not even enough money to replace the car. The other is a vacation, for someone else, who is older and has had more time to manage their financial situation.
  • IsopodGlass8624 Not overreacting. You're being smart
  • Ranae NOR but who has access to this account? You need to make sure it's locked up because otherwise she'll just take it
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  • Parking_Camp5404 She, your sister, could get a job.
  • Specialist-Law-2080 Do you have a 3-6month emergency fund? If no, no one should spend a dime.
  • Excellent_Passage_54 It's always the instigators that end up the victims huh "Just tell me I'm irrational" oh yeah irrational people really love that lol.. what's she going to do? Act rational?
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