32-year-old couple making $500K per year claims they're living paycheck to paycheck, despite maxing out their retirement accounts: 'It feels like we’re barely getting by each month.'

• Meet this couple. They are 32-years-old, and are living the dream, or so you'd think.

  
  via Getty Images (Unsplash+)

  _{A doctor and a tech worker, who are making $500K combined.}

  _{Image is representative only and does not depict the actual subjects of the story.}

• This couple is making half a million dollars, and yet they still feel like they're falling behind. They're maxing out their retirement accounts, putting $500 away per month for their kids' college expenses, and live in a state with a 5% income tax. 

• 
  via Herman Mahal

  _{The couple's two children, who are not yet in daycare.}

  _{Image is representative only and does not depict the actual subjects of the story.}

• There's a chance they're living above their means when it comes to consumer spending. They spend $6K per month on credit cards, spending $150 per week on groceries, $300 per week on eating out, $120 per week on gas, $200 a week on shopping, $1500 per month on flights and hotels, $100 per week on diapers, and $300 a month on health bills. 

  All of that, coupled with a $6K monthly mortgage, it's no wonder they feel like they're throwing money away. 

• 
  via Ярослав Алексеенко

  _{The couple's house, which costs $6K per month.} 

  _{Image is representative only and does not depict the actual subjects of the story.}

• Where should they cut back? Are they spending too much on eating out and vacations, or should they feel content knowing they're saving a lot of money for retirement and their kids' future?

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