Father Financially Cuts Daughter Off After Years of Feeling Used: 'You only call me when you need something'

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  • 01
    r/GenX u/tk42967 20h Cutting off adult Children Join
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    I'm going through a crisis of faith. I'm thinking I have to cut off my adult (23F) daughter. For those who have done it. how do you get through it? Without going into too many details, I only hear from my daughter when she wants something. If I call or text she will not respond. This would be fine but she wants me to fund her carefree lifestyle.
  • 03
    She's got her own apartment and job. I provide her with a vehicle to drive and do the repairs/insurance too. I also provide her with a cell phone and service. On top of that, my wife provides health insurance for the family, but my daughter isn't eligible for dental/vision because she's over 22. I have dental & vision on the family as secondary insurance just to ensure she has dental/vision insurance. The last few months I've given her $500 - $1000 each month to cover her expenses that she did n
  • 04
    I've been texting and calling her for a week to ask her about something. But she called me one day this week to ask if I would get her a new cellphone because her current one (paid off) is "slow". This is killing me. But I'm reminded that when I was her age, I was married and she had already been born. I was working full time, going to college, and supporting a family.
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    What really eats at me is my wife (my daughter's step mother) are probably divorcing (we're both at fault) and my daughter is taking her side. 336 259
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    Distinct Plankton_82 • 19h As everyone else here has said, you need to set some boundaries and teach her some self reliance. HOWEVER, there is a middle ground between continuing to be an ATM and cutting everything off at once which will be pretty jarring.
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    What I would do in your shoes is put the transition on a schedule. Let her know you'll stop paying for her cell phone at the end of this year, you'll stop paying for her car six months after that, you'll stop paying for her insurance when she's 24 or whatever. The specific dates aren't important, but you're going to give her a reasonable timeframe to make alternative arrangements, you're going communicate this to both her and your wife and most importantly you're going to stick to it no matter w
  • 08
    I do think suddenly one day saying "I'm taking your car back" especially if she uses it for work is a move. But saying "You've got 9 months to figure out a plan for when I stop paying for your car" is just solid parenting. Reply 633
  • 09
    Stella Etoile1 • 18h This is definitely the answer! Of course there's middle ground! Cut yourself some slack but also remember that you're the parent it's your job to teach her financial responsibility. It's not too late. It might be a good idea to try to separate the financial problems with the feelings you're having over her supporting her stepmother. That obviously hurts but it's probably not related. Best of luck. 30
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    UsherOfDestruction 19h I'm in agreement with all of this. Also offer to help her with budgeting in a way that still gives her privacy/independence. Stick to the big things like rent, car, monthly bills and then budget the rest as her fun money that you don't really help monitor in detail. ✩ 62
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    Lopsided_Panic_1148. 8h '69, Dudes This is a good plan. I really wish my parents had done this for me when I was still in high school. My brothers were working and buying their own clothes at 14 but my parents paid for everything for me, and never taught me or guided me on how to be financially independent.
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    OP's a little late out the gate for this, but you know that old saying: the best time to plant a tree is ten years ago. The next best time to do it is now. 23
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    Safari_User_007 • 20h I provide her with a vehicle to drive and do the repairs/insurance too. I also provide her with a cell phone and service. You've taught her to treat you like a source of free stuff.. sounds like you have a problem setting boundaries. Reply 178
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    anamariegrads • 19h My parents thought me NOTHING about money and budgeting. They only said don't get credit cards, and pay everything in full every month. But not one lesson on HOW. When I moved out I was lost. After 10 years of paying off 40k in credit cards, that we racked up after my spouse got disabled we now own our own home and paid off the mortgage. We have had to learn to be VERY frugal. That's what you need to teach your kids. Lean how to pay the bills Reply Ŵ 61 ♡
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    No_Adhesiveness_8207. 14h Just say NO to every request. No need to commit to cutting her off as a person. Just cut her off as a mooch. ... Reply Ŵ 17 ♡
  • 16
    ku_78 • 18h Do these things out of a desire to see her grow and not out of anger: Keep her on the health insurance because it's probably a negligible cost. Was $11 difference between a family plan and just my spouse and me, YMMV.
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    Give her a 3 month cushion to transition into adulthood. That would probably mean her doing a side hustle or find a higher paying job. She'll be I, but so what. You're going to get that anyway. She either grows up or she crashes and burns. If the former, you'll have something to talk about in a few years. If the latter, it was going to happen eventually. ← Reply Ŵ 17 ♡
  • 18
    AHO Significant Pea_2852⚫ 20h Have you ever said 'no' to her even once in her whole life? It might be late to start but you gotta do it some time. ← Reply Ŵ 64
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    tk42967 OP • 20h I've told her "no". She usually goes to my soon to be ex-wife (her step-mother) and my wife makes my life a living until I give in. I threatened to take her car away. My wife started a 3 day riot that I was trying to force my daughter into poverty by not allowing her to have a job. 16
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    discussatron • 18h My wife and I help our two adult girls out. They're self-reliant until something unexpected happens, and then they ask for help. One I don't hear from until there's an issue. I wish we talked more, but I get it. I don't talk with my parents a lot, and I raised her, so I shouldn't be surprised. She appears to be doing well. She's fiercely independent and moved about as far away as she could while still staying in her native country.
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    One is needier/less independent/less mature. I do hear from her regularly, which is nice, but then again she calls for help over stupid that she should've seen coming. So I try to remember my place. I help when they need it and enjoy socializing with them when the opportunity presents itself. Reply 10 ♡
  • 22
    GeoHog713 • 19h Where do I sign up for the extra money? I promise to answer your phone calls. Reply 35
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    baconring 14h • Tell her you're broke. That's what I do. And am. But my kids know they'll always be welcome in my house. Have a meal. A place to stay. Reply Ĵ 6 ♡

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