'She cannot be trusted': Wary daughter refuses to give her baby's birth certificate to her mother so she can open a bank account for him, suspects an attempt at fraud

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Ely Bulnes • Writer and Editor
Nov 17, 2025 12:00 PM EST

Everyone seems to have at least one relative who severely lacks respect or awareness for boundaries. If you don't think you have a family member like that, then I advise you check your family group chats because sometimes the red flags hide in plain sight. Now, we've all heard of entitled people using family members' homes as free hotels or expecting discounts from their artistically talented relatives. While annoying, these are pretty tame instances of boundary-crossing. But what do you do when a family member starts feeling entitled to your official documents?

One woman is dealing with a mom who suddenly wants to open a bank account "for the baby"… except she only wants a picture of the birth certificate, refuses to take no for an answer, and has rallied the siblings to shame her when she pushes back. Never mind that the kid already has a proper savings account set up. Never mind that no legitimate bank is opening accounts off a blurry iPhone snap of a vital document. This mom's reasoning is only looking sketchier by the minute, leading the boy's mom to suspect an attempt at fraud. 

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  • 01

    AITAH? My mum asked me to send a picture of my 16 y/os birth certificate so she could open him a bank account, I said no.

    Cheezburger Image 10576757504
    via ijeab from Getty Images Pro

    Image is representative only and does not depict the actual subjects of the story.

  • 02
    She can not be trusted. She said she wants to open him a bank account to put money in for him.
    via u/ShesLowKei
  • 03
    He already has a savings account I opened for him when he was a baby that he can't touch until he's 18. What banks in England let
    via u/ShesLowKei
  • 04
    Cheezburger Image 10576756992
    via Rido

    Image is representative only and does not depict the actual subjects of the story.

  • 05
    you open an account with a picture of a birth certificate?! | said no and to give me the cash so I can pay it into my account
    via u/ShesLowKei
  • 06
    and transfer to his account (has to be a papertrail and no cash can be paid in directly and I wouldn't want her having the account details anyway)
    via u/ShesLowKei
  • 07
    Now my mother and siblings are bad mouthing me that I won't let them open a bank account for him to use. I'm pretty sure they
    via u/ShesLowKei
  • 08
    only want his birth certificate for the registration number to try and commit fraud because why else would they want just a picture of it and not the actual thing.
    via u/ShesLowKei
  • 09
    CERTIFICATE OF VITAL RECORD DEPARTMENT OF HEALTH AND WELFARE BUREAU OF HEALTH POLICY AND VITAL STATISTICS CERTIFICATE OF LIVE BIRTH State File No.
    via eric1513 from Getty Images

    Image is representative only and does not depict the actual subjects of the story.

  • 10
    Disastrous-Nail-640 NTA She can save money in a random account of her own and give to your child later.
    via u/Disastrous-Nail-640
  • 11
    ShesLowKei OP I wonder why she won't do this, I know she's got bank accounts open in my siblings names that
    via u/ShesLowKei
  • 12
    my siblings don't know about because she hides money there (she's on benefits but works cash in hand)
    via u/ShesLowKei
  • 13
    Messed UpMermaidHeart So you protect your child, which is the right thing. But let your siblings badmouth you alongside your mother when she is doing the same to them and exploit their names to hide money?
    via u/MessedUpMermaidHeart
  • 14
    Why not tell them that she uses their names for the same thing she is trying to do to your son?
    via u/MessedUpMermaidHeart
  • 15
    BANK
    via Victorburnside from Getty Images

    Image is representative only and does not depict the actual subjects of the story.

  • 16
    I wouldn't keep that hidden for her any longer. And I promise she has one in your name too.
    via u/MessedUpMermaidHeart

  • Sounds like this isn't the first time this lady's mom has done something sketchy…

  • 17
    ShesLowKei OP They are her flying monkeys, if she calls me a liar if I told them about the accounts even if I brought the evidence in front of them they would say I'm a liar and the evidence is fake it's THAT delusional with them
    via u/ShesLowKei
  • 18
    Cheezburger Image 10576717568
    via u/bino0526
  • 19
    angelicak92 Absolutely do not give his birth certificate to them.
    via u/angelicak92
  • 20
    anon_186282 Your mum can send you a check to deposit into your child's existing bank account, as you suggested, or do a funds transfer. She doesn't need the birth certificate to do that. NTA
    via u/anon_186282
  • 21
    jabberabbit Absolutely NTA. Please lock down your child's credit as well.
    via u/jabberabbit
  • 22
    Ok_Homework_7621 Make sure these documents aren't in a place where your mother can find them if she visits and tell your kid and his father about the attempt.
    via u/Ok_Homework_7621
  • 23
    ShesLowKei OP I hid them within the hour of her asking. She will try and coerce my son to get them and his passport
    via u/ShesLowKei
  • 24
    Viva_Veracity 1906 NTA She can give him cash and he can decide to deposit it in savings or spend. This is a non-problem, made up as an excuse to get a
    via u/Viva_Veracity1906
  • 25
    minors birth certificate to open an account online that they can exploit themselves. I say them because any siblings taking her side are enablers/flying monkeys or in on it.
    via u/Viva_Veracity1906

Tags

bank family drama married with children mother family feud relationships parenting love entitled family daughter raising kids money entitled people
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